Whitney's Financial Services Ltd
Get the right advice on buy-to-let mortgages across Britain.
If you're planning to purchase a property in order to rent it out, Whitneys Financial Services Ltd is able to help. Contact our team today to discuss your options.
Get the right advice before you buy
As prices for properties in Bradford increase, many financial service providers are offering deals tailored to new and existing landlords. A buy-to-let mortgage is exactly as it sounds; a mortgage designed for people who land to rent out the property they are looking to buy.
At Whitneys Financial Services, we offer personalised, well-researched advice into buy-to-let mortgages, and can advise on whether it is the right choice for you. We are fully FCA regulated and have been trading since 1990, so you can have full confidence in our team.
Buying a property and becoming a landlord is a big commitment, so we will ensure you have all the important information you need to make the right choice.
What do I need to know?
As with any mortgage or financial product, Whitneys Financial Services will discuss your options in detail. In general, buyers are expected to have a deposit of around 25-40%, and some lenders may stipulate other conditions, such as:
- Being an existing property owner/landlord
- Minimum annual incomes
- What you plan to charge for renting a room/the property
In any case, our dedicated advisers will discuss all your options in detail, so you can make an informed decision.
We can also provide advice in applying for 'portfolio buy-to-let' schemes (for landlords who already rent 4 or more properties), as well as 'Ltd buy-to-let' (where you are acting as a limited company).
It is worth noting that not every buy-to-let mortgage is regulated by the Financial Conduct Authority, as some are seen as commercial investments and not private. This means they may not offer the same protections as other purchases. If you have any doubts, give our team a call.
Let us know how you found working with our mortgage advisers.
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Find out if a buy-to-let mortgage is right for you. Make an appointment to see our Bradford-based team today by calling: